The FinancialAccount Feature object

Attributes

• object (string) String representing the object’s type. Objects of the same type share the same value.

• card_issuing (object, nullable) Contains a Feature encoding the FinancialAccount’s ability to be used with the Issuing product, including attaching cards to and drawing funds from.

  • card_issuing.requested (boolean) Whether the FinancialAccount should have the Feature.

  • card_issuing.status (enum) Whether the Feature is operational. Possible enum values:

    • active Indicates that the Feature might be used.

    • pending Indicates that the Feature can’t be used but that the status eventually changes to either restricted or active without user intervention.

    • restricted Indicates that the Feature can’t be used and either requires some action by the user or is permanently disabled.

  • card_issuing.status_details (array of objects) Additional details; includes at least one entry when the status is not active.

    • card_issuing.status_details.code (enum) Represents the reason why the status is pending or restricted. Possible enum values:

      • activating This Feature has met all other requirements and Stripe is in the process of making it active.

      • capability_not_requested The user hasn’t requested required capabilities to activate this Feature.

      • financial_account_closed The FinancialAccount that this Feature is attached to is closed.

      • rejected_other The FinancialAccount is never allowed to use this Feature.

      • rejected_unsupported_business The user’s business isn’t supported by this Feature.

      • requirements_past_due Onboarding requirements needed to activate this Feature.

      • requirements_pending_verification Stripe is in the process of verifying the user.

      • restricted_by_platform Some or all functionality of this Feature has been restricted by the platform via FinancialAccount platform_restritions.

      • restricted_other The FinancialAccount isn’t currently allowed to use this Feature.

    • card_issuing.status_details.resolution (enum, nullable) Represents what the user should do, if anything, to activate the Feature. Possible enum values:

      • contact_stripe The user should contact Stripe via support.stripe.com.

      • provide_information The user should provide necessary onboarding requirements through /v1/accounts or the Stripe Dashboard.

      • remove_restriction The user should remove the restriction on the Feature by unrestricting the FinancialAccount platform_restritions indicated by the status_details.restriction field.

    • card_issuing.status_details.restriction (enum, nullable) The platform_restrictions that are restricting this Feature. Possible enum values:

      • inbound_flows Restricts all inbound money movement.

      • outbound_flows Restricts all outbound money movement.

• deposit_insurance (object, nullable) Represents whether this FinancialAccount is eligible for deposit insurance. Various factors determine the insurance amount.

  • deposit_insurance.requested (boolean) Whether the FinancialAccount should have the Feature.

  • deposit_insurance.status (enum) Whether the Feature is operational. Possible enum values:

    • active Indicates that the Feature might be used.

    • pending Indicates that the Feature can’t be used but that the status eventually changes to either restricted or active without user intervention.

    • restricted Indicates that the Feature can’t be used and either requires some action by the user or is permanently disabled.

  • deposit_insurance.status_details (array of objects) Additional details; includes at least one entry when the status is not active.

    • deposit_insurance.status_details.code (enum) Represents the reason why the status is pending or restricted. Possible enum values:

      • activating This Feature has met all other requirements and Stripe is in the process of making it active.

      • capability_not_requested The user hasn’t requested required capabilities to activate this Feature.

      • financial_account_closed The FinancialAccount that this Feature is attached to is closed.

      • rejected_other The FinancialAccount is never allowed to use this Feature.

      • rejected_unsupported_business The user’s business isn’t supported by this Feature.

      • requirements_past_due Onboarding requirements needed to activate this Feature.

      • requirements_pending_verification Stripe is in the process of verifying the user.

      • restricted_by_platform Some or all functionality of this Feature has been restricted by the platform via FinancialAccount platform_restritions.

      • restricted_other The FinancialAccount isn’t currently allowed to use this Feature.

    • deposit_insurance.status_details.resolution (enum, nullable) Represents what the user should do, if anything, to activate the Feature. Possible enum values:

      • contact_stripe The user should contact Stripe via support.stripe.com.

      • provide_information The user should provide necessary onboarding requirements through /v1/accounts or the Stripe Dashboard.

      • remove_restriction The user should remove the restriction on the Feature by unrestricting the FinancialAccount platform_restritions indicated by the status_details.restriction field.

    • deposit_insurance.status_details.restriction (enum, nullable) The platform_restrictions that are restricting this Feature. Possible enum values:

      • inbound_flows Restricts all inbound money movement.

      • outbound_flows Restricts all outbound money movement.

• financial_addresses (object, nullable) Contains Features that add FinancialAddresses to the FinancialAccount.

  • financial_addresses.aba (object, nullable) Adds an ABA FinancialAddress to the FinancialAccount.

    • financial_addresses.aba.requested (boolean) Whether the FinancialAccount should have the Feature.

    • financial_addresses.aba.status (enum) Whether the Feature is operational. Possible enum values:

      • active Indicates that the Feature might be used.

      • pending Indicates that the Feature can’t be used but that the status eventually changes to either restricted or active without user intervention.

      • restricted Indicates that the Feature can’t be used and either requires some action by the user or is permanently disabled.

    • financial_addresses.aba.status_details (array of objects) Additional details; includes at least one entry when the status is not active.

      • financial_addresses.aba.status_details.code (enum) Represents the reason why the status is pending or restricted. Possible enum values:

        • activating This Feature has met all other requirements and Stripe is in the process of making it active.

        • capability_not_requested The user hasn’t requested required capabilities to activate this Feature.

        • financial_account_closed The FinancialAccount that this Feature is attached to is closed.

        • rejected_other The FinancialAccount is never allowed to use this Feature.

        • rejected_unsupported_business The user’s business isn’t supported by this Feature.

        • requirements_past_due Onboarding requirements needed to activate this Feature.

        • requirements_pending_verification Stripe is in the process of verifying the user.

        • restricted_by_platform Some or all functionality of this Feature has been restricted by the platform via FinancialAccount platform_restritions.

        • restricted_other The FinancialAccount isn’t currently allowed to use this Feature.

      • financial_addresses.aba.status_details.resolution (enum, nullable) Represents what the user should do, if anything, to activate the Feature. Possible enum values:

        • contact_stripe The user should contact Stripe via support.stripe.com.

        • provide_information The user should provide necessary onboarding requirements through /v1/accounts or the Stripe Dashboard.

        • remove_restriction The user should remove the restriction on the Feature by unrestricting the FinancialAccount platform_restritions indicated by the status_details.restriction field.

      • financial_addresses.aba.status_details.restriction (enum, nullable) The platform_restrictions that are restricting this Feature. Possible enum values:

        • inbound_flows Restricts all inbound money movement.

        • outbound_flows Restricts all outbound money movement.

• inbound_transfers (object, nullable) Contains settings related to adding funds to a FinancialAccount from another Account with the same owner.

  • inbound_transfers.ach (object, nullable) Enables ACH Debits via the InboundTransfers API.

    • inbound_transfers.ach.requested (boolean) Whether the FinancialAccount should have the Feature.

    • inbound_transfers.ach.status (enum) Whether the Feature is operational. Possible enum values:

      • active Indicates that the Feature might be used.

      • pending Indicates that the Feature can’t be used but that the status eventually changes to either restricted or active without user intervention.

      • restricted Indicates that the Feature can’t be used and either requires some action by the user or is permanently disabled.

    • inbound_transfers.ach.status_details (array of objects) Additional details; includes at least one entry when the status is not active.

      • inbound_transfers.ach.status_details.code (enum) Represents the reason why the status is pending or restricted. Possible enum values:

        • activating This Feature has met all other requirements and Stripe is in the process of making it active.

        • capability_not_requested The user hasn’t requested required capabilities to activate this Feature.

        • financial_account_closed The FinancialAccount that this Feature is attached to is closed.

        • rejected_other The FinancialAccount is never allowed to use this Feature.

        • rejected_unsupported_business The user’s business isn’t supported by this Feature.

        • requirements_past_due Onboarding requirements needed to activate this Feature.

        • requirements_pending_verification Stripe is in the process of verifying the user.

        • restricted_by_platform Some or all functionality of this Feature has been restricted by the platform via FinancialAccount platform_restritions.

        • restricted_other The FinancialAccount isn’t currently allowed to use this Feature.

      • inbound_transfers.ach.status_details.resolution (enum, nullable) Represents what the user should do, if anything, to activate the Feature. Possible enum values:

        • contact_stripe The user should contact Stripe via support.stripe.com.

        • provide_information The user should provide necessary onboarding requirements through /v1/accounts or the Stripe Dashboard.

        • remove_restriction The user should remove the restriction on the Feature by unrestricting the FinancialAccount platform_restritions indicated by the status_details.restriction field.

      • inbound_transfers.ach.status_details.restriction (enum, nullable) The platform_restrictions that are restricting this Feature. Possible enum values:

        • inbound_flows Restricts all inbound money movement.

        • outbound_flows Restricts all outbound money movement.

• intra_stripe_flows (object, nullable) Represents the ability for this FinancialAccount to send money to, or receive money from other FinancialAccounts (for example, via OutboundPayment).

  • intra_stripe_flows.requested (boolean) Whether the FinancialAccount should have the Feature.

  • intra_stripe_flows.status (enum) Whether the Feature is operational. Possible enum values:

    • active Indicates that the Feature might be used.

    • pending Indicates that the Feature can’t be used but that the status eventually changes to either restricted or active without user intervention.

    • restricted Indicates that the Feature can’t be used and either requires some action by the user or is permanently disabled.

  • intra_stripe_flows.status_details (array of objects) Additional details; includes at least one entry when the status is not active.

    • intra_stripe_flows.status_details.code (enum) Represents the reason why the status is pending or restricted. Possible enum values:

      • activating This Feature has met all other requirements and Stripe is in the process of making it active.

      • capability_not_requested The user hasn’t requested required capabilities to activate this Feature.

      • financial_account_closed The FinancialAccount that this Feature is attached to is closed.

      • rejected_other The FinancialAccount is never allowed to use this Feature.

      • rejected_unsupported_business The user’s business isn’t supported by this Feature.

      • requirements_past_due Onboarding requirements needed to activate this Feature.

      • requirements_pending_verification Stripe is in the process of verifying the user.

      • restricted_by_platform Some or all functionality of this Feature has been restricted by the platform via FinancialAccount platform_restritions.

      • restricted_other The FinancialAccount isn’t currently allowed to use this Feature.

    • intra_stripe_flows.status_details.resolution (enum, nullable) Represents what the user should do, if anything, to activate the Feature. Possible enum values:

      • contact_stripe The user should contact Stripe via support.stripe.com.

      • provide_information The user should provide necessary onboarding requirements through /v1/accounts or the Stripe Dashboard.

      • remove_restriction The user should remove the restriction on the Feature by unrestricting the FinancialAccount platform_restritions indicated by the status_details.restriction field.

    • intra_stripe_flows.status_details.restriction (enum, nullable) The platform_restrictions that are restricting this Feature. Possible enum values:

      • inbound_flows Restricts all inbound money movement.

      • outbound_flows Restricts all outbound money movement.

• outbound_payments (object, nullable) Contains Features related to initiating money movement out of the FinancialAccount to someone else’s bucket of money.

  • outbound_payments.ach (object, nullable) Enables ACH transfers via the OutboundPayments API.

    • outbound_payments.ach.requested (boolean) Whether the FinancialAccount should have the Feature.

    • outbound_payments.ach.status (enum) Whether the Feature is operational. Possible enum values:

      • active Indicates that the Feature might be used.

      • pending Indicates that the Feature can’t be used but that the status eventually changes to either restricted or active without user intervention.

      • restricted Indicates that the Feature can’t be used and either requires some action by the user or is permanently disabled.

    • outbound_payments.ach.status_details (array of objects) Additional details; includes at least one entry when the status is not active.

      • outbound_payments.ach.status_details.code (enum) Represents the reason why the status is pending or restricted. Possible enum values:

        • activating This Feature has met all other requirements and Stripe is in the process of making it active.

        • capability_not_requested The user hasn’t requested required capabilities to activate this Feature.

        • financial_account_closed The FinancialAccount that this Feature is attached to is closed.

        • rejected_other The FinancialAccount is never allowed to use this Feature.

        • rejected_unsupported_business The user’s business isn’t supported by this Feature.

        • requirements_past_due Onboarding requirements needed to activate this Feature.

        • requirements_pending_verification Stripe is in the process of verifying the user.

        • restricted_by_platform Some or all functionality of this Feature has been restricted by the platform via FinancialAccount platform_restritions.

        • restricted_other The FinancialAccount isn’t currently allowed to use this Feature.

      • outbound_payments.ach.status_details.resolution (enum, nullable) Represents what the user should do, if anything, to activate the Feature. Possible enum values:

        • contact_stripe The user should contact Stripe via support.stripe.com.

        • provide_information The user should provide necessary onboarding requirements through /v1/accounts or the Stripe Dashboard.

        • remove_restriction The user should remove the restriction on the Feature by unrestricting the FinancialAccount platform_restritions indicated by the status_details.restriction field.

      • outbound_payments.ach.status_details.restriction (enum, nullable) The platform_restrictions that are restricting this Feature. Possible enum values:

        • inbound_flows Restricts all inbound money movement.

        • outbound_flows Restricts all outbound money movement.

  • outbound_payments.us_domestic_wire (object, nullable) Enables US domestic wire transfers via the OutboundPayments API.

    • outbound_payments.us_domestic_wire.requested (boolean) Whether the FinancialAccount should have the Feature.

    • outbound_payments.us_domestic_wire.status (enum) Whether the Feature is operational. Possible enum values:

      • active Indicates that the Feature might be used.

      • pending Indicates that the Feature can’t be used but that the status eventually changes to either restricted or active without user intervention.

      • restricted Indicates that the Feature can’t be used and either requires some action by the user or is permanently disabled.

    • outbound_payments.us_domestic_wire.status_details (array of objects) Additional details; includes at least one entry when the status is not active.

      • outbound_payments.us_domestic_wire.status_details.code (enum) Represents the reason why the status is pending or restricted. Possible enum values:

        • activating This Feature has met all other requirements and Stripe is in the process of making it active.

        • capability_not_requested The user hasn’t requested required capabilities to activate this Feature.

        • financial_account_closed The FinancialAccount that this Feature is attached to is closed.

        • rejected_other The FinancialAccount is never allowed to use this Feature.

        • rejected_unsupported_business The user’s business isn’t supported by this Feature.

        • requirements_past_due Onboarding requirements needed to activate this Feature.

        • requirements_pending_verification Stripe is in the process of verifying the user.

        • restricted_by_platform Some or all functionality of this Feature has been restricted by the platform via FinancialAccount platform_restritions.

        • restricted_other The FinancialAccount isn’t currently allowed to use this Feature.

      • outbound_payments.us_domestic_wire.status_details.resolution (enum, nullable) Represents what the user should do, if anything, to activate the Feature. Possible enum values:

        • contact_stripe The user should contact Stripe via support.stripe.com.

        • provide_information The user should provide necessary onboarding requirements through /v1/accounts or the Stripe Dashboard.

        • remove_restriction The user should remove the restriction on the Feature by unrestricting the FinancialAccount platform_restritions indicated by the status_details.restriction field.

      • outbound_payments.us_domestic_wire.status_details.restriction (enum, nullable) The platform_restrictions that are restricting this Feature. Possible enum values:

        • inbound_flows Restricts all inbound money movement.

        • outbound_flows Restricts all outbound money movement.

• outbound_transfers (object, nullable) Contains a Feature and settings related to moving money out of the FinancialAccount into another Account with the same owner.

  • outbound_transfers.ach (object, nullable) Enables ACH transfers via the OutboundTransfers API.

    • outbound_transfers.ach.requested (boolean) Whether the FinancialAccount should have the Feature.

    • outbound_transfers.ach.status (enum) Whether the Feature is operational. Possible enum values:

      • active Indicates that the Feature might be used.

      • pending Indicates that the Feature can’t be used but that the status eventually changes to either restricted or active without user intervention.

      • restricted Indicates that the Feature can’t be used and either requires some action by the user or is permanently disabled.

    • outbound_transfers.ach.status_details (array of objects) Additional details; includes at least one entry when the status is not active.

      • outbound_transfers.ach.status_details.code (enum) Represents the reason why the status is pending or restricted. Possible enum values:

        • activating This Feature has met all other requirements and Stripe is in the process of making it active.

        • capability_not_requested The user hasn’t requested required capabilities to activate this Feature.

        • financial_account_closed The FinancialAccount that this Feature is attached to is closed.

        • rejected_other The FinancialAccount is never allowed to use this Feature.

        • rejected_unsupported_business The user’s business isn’t supported by this Feature.

        • requirements_past_due Onboarding requirements needed to activate this Feature.

        • requirements_pending_verification Stripe is in the process of verifying the user.

        • restricted_by_platform Some or all functionality of this Feature has been restricted by the platform via FinancialAccount platform_restritions.

        • restricted_other The FinancialAccount isn’t currently allowed to use this Feature.

      • outbound_transfers.ach.status_details.resolution (enum, nullable) Represents what the user should do, if anything, to activate the Feature. Possible enum values:

        • contact_stripe The user should contact Stripe via support.stripe.com.

        • provide_information The user should provide necessary onboarding requirements through /v1/accounts or the Stripe Dashboard.

        • remove_restriction The user should remove the restriction on the Feature by unrestricting the FinancialAccount platform_restritions indicated by the status_details.restriction field.

      • outbound_transfers.ach.status_details.restriction (enum, nullable) The platform_restrictions that are restricting this Feature. Possible enum values:

        • inbound_flows Restricts all inbound money movement.

        • outbound_flows Restricts all outbound money movement.

  • outbound_transfers.us_domestic_wire (object, nullable) Enables US domestic wire transfers via the OutboundTransfers API.

    • outbound_transfers.us_domestic_wire.requested (boolean) Whether the FinancialAccount should have the Feature.

    • outbound_transfers.us_domestic_wire.status (enum) Whether the Feature is operational. Possible enum values:

      • active Indicates that the Feature might be used.

      • pending Indicates that the Feature can’t be used but that the status eventually changes to either restricted or active without user intervention.

      • restricted Indicates that the Feature can’t be used and either requires some action by the user or is permanently disabled.

    • outbound_transfers.us_domestic_wire.status_details (array of objects) Additional details; includes at least one entry when the status is not active.

      • outbound_transfers.us_domestic_wire.status_details.code (enum) Represents the reason why the status is pending or restricted. Possible enum values:

        • activating This Feature has met all other requirements and Stripe is in the process of making it active.

        • capability_not_requested The user hasn’t requested required capabilities to activate this Feature.

        • financial_account_closed The FinancialAccount that this Feature is attached to is closed.

        • rejected_other The FinancialAccount is never allowed to use this Feature.

        • rejected_unsupported_business The user’s business isn’t supported by this Feature.

        • requirements_past_due Onboarding requirements needed to activate this Feature.

        • requirements_pending_verification Stripe is in the process of verifying the user.

        • restricted_by_platform Some or all functionality of this Feature has been restricted by the platform via FinancialAccount platform_restritions.

        • restricted_other The FinancialAccount isn’t currently allowed to use this Feature.

      • outbound_transfers.us_domestic_wire.status_details.resolution (enum, nullable) Represents what the user should do, if anything, to activate the Feature. Possible enum values:

        • contact_stripe The user should contact Stripe via support.stripe.com.

        • provide_information The user should provide necessary onboarding requirements through /v1/accounts or the Stripe Dashboard.

        • remove_restriction The user should remove the restriction on the Feature by unrestricting the FinancialAccount platform_restritions indicated by the status_details.restriction field.

      • outbound_transfers.us_domestic_wire.status_details.restriction (enum, nullable) The platform_restrictions that are restricting this Feature. Possible enum values:

        • inbound_flows Restricts all inbound money movement.

        • outbound_flows Restricts all outbound money movement.

The FinancialAccount Feature object

{
  "object": "treasury.financial_account_features",
  "card_issuing": {
    "requested": true,
    "status": "active",
    "status_details": []
  },
  "deposit_insurance": {
    "requested": true,
    "status": "active",
    "status_details": []
  },
  "financial_addresses": {
    "aba": {
      "requested": true,
      "status": "active",
      "status_details": []
    }
  },
  "inbound_transfers": {
    "ach": {
      "requested": true,
      "status": "active",
      "status_details": []
    }
  },
  "intra_stripe_flows": {
    "requested": true,
    "status": "active",
    "status_details": []
  },
  "outbound_payments": {
    "ach": {
      "requested": true,
      "status": "active",
      "status_details": []
    },
    "us_domestic_wire": {
      "requested": true,
      "status": "active",
      "status_details": []
    }
  },
  "outbound_transfers": {
    "ach": {
      "requested": true,
      "status": "active",
      "status_details": []
    },
    "us_domestic_wire": {
      "requested": true,
      "status": "active",
      "status_details": []
    }
  }
}