Test Cards Fresh

Use these values in sandbox (test mode) to simulate payment scenarios. Never use real card details in test mode.

How to use test cards

• Use test API keys (sk_test_... / pk_test_...) for all sandbox calls
• For interactive testing: enter the card number in any payment form with a valid future date (e.g., 12/34) and any 3-digit CVC
• For server-side test code: use PaymentMethod tokens (e.g., pm_card_visa) instead of raw card numbers

Successful payments by card brand

Card numbers

Brand	Number	CVC	Date
Visa	4242424242424242	Any 3 digits	Any future date
Visa (debit)	4000056655665556	Any 3 digits	Any future date
Mastercard	5555555555554444	Any 3 digits	Any future date
Mastercard (2-series)	2223003122003222	Any 3 digits	Any future date
Mastercard (debit)	5200828282828210	Any 3 digits	Any future date
Mastercard (prepaid)	5105105105105100	Any 3 digits	Any future date
American Express	378282246310005	Any 4 digits	Any future date
American Express	371449635398431	Any 4 digits	Any future date
Discover	6011111111111117	Any 3 digits	Any future date
Discover	6011000990139424	Any 3 digits	Any future date
Discover (debit)	6011981111111113	Any 3 digits	Any future date
Diners Club	3056930009020004	Any 3 digits	Any future date
Diners Club (14-digit)	36227206271667	Any 3 digits	Any future date
JCB	3566002020360505	Any 3 digits	Any future date
UnionPay	6200000000000005	Any 3 digits	Any future date
UnionPay (debit)	6200000000000047	Any 3 digits	Any future date
UnionPay (19-digit)	6205500000000000004	Any 3 digits	Any future date
BCcard / DinaCard	6555900000604105	Any 3 digits	Any future date

PaymentMethod tokens (use in API calls)

Brand	PaymentMethod
Visa	pm_card_visa
Visa (debit)	pm_card_visa_debit
Mastercard	pm_card_mastercard
Mastercard (debit)	pm_card_mastercard_debit
Mastercard (prepaid)	pm_card_mastercard_prepaid
American Express	pm_card_amex
Discover	pm_card_discover
Diners Club	pm_card_diners
JCB	pm_card_jcb
UnionPay	pm_card_unionpay

Legacy tokens (older integrations)

Brand	Token
Visa	tok_visa
Visa (debit)	tok_visa_debit
Mastercard	tok_mastercard
American Express	tok_amex
Discover	tok_discover

Co-branded cards

Brand	Number	PaymentMethod
Cartes Bancaires / Visa	4000002500001001	pm_card_visa_cartesBancaires
Cartes Bancaires / Mastercard	5555552500001001	pm_card_mastercard_cartesBancaires
eftpos Australia / Visa	4000050360000001	pm_card_visa_debit_eftposAuCoBranded
eftpos Australia / Mastercard	5555050360000080	pm_card_mastercard_debit_eftposAuCoBranded

Declined payments

Card number	Decline code	Scenario
4000000000000002	card_declined	Generic decline
4000000000009995	insufficient_funds	Insufficient funds
4000000000009987	lost_card	Lost card
4000000000009979	stolen_card	Stolen card
4000000000000069	expired_card	Expired card
4000000000000127	incorrect_cvc	CVC check fails
4000000000000119	processing_error	Processing error
4000000000000101	incorrect_number	Incorrect card number

3D Secure (3DS) test cards

Number	Behavior
4000000000003220	3DS required — customer must authenticate
4000000000003063	3DS required — authentication succeeds
4000008400001629	3DS required — authentication fails (card declined)
4000000000003055	3DS attempted — optional authentication
4000000000003097	3DS attempted — card doesn't support 3DS

Radar test cards (fraud)

Number	Scenario
4100000000000019	Blocked by Radar (always blocked)
4000000000004954	Elevated risk level
4000000000000259	Triggers a dispute after payment

Non-card payment methods

Payment method	Test value
US bank account (ACH)	Routing: 110000000, Account: 000123456789
SEPA debit	IBAN: AT61 1904 3002 3457 3201
iDEAL	Use any test bank in sandbox modal
BECS debit (AU)	BSB: 000-000, Account: 000123456

Test using the API

curl https://api.stripe.com/v1/payment_intents \
  -u "sk_test_YOUR_KEY:" \
  -d amount=1000 \
  -d currency=usd \
  -d payment_method=pm_card_visa \
  -d "payment_method_types[]=card" \
  -d confirm=true

Terminal test values

Reader code	Description
simulated-s700	Simulated Stripe Reader S700
simulated-wpe	Simulated BBPOS WisePOS E

Simulate card presentment on a simulated reader:

curl -X POST https://api.stripe.com/v1/terminal/readers/{{READER_ID}}/simulate_payment \
  -u "sk_test_YOUR_KEY:"